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by Independent Advisors 919-862-0636 or 888-404-9939

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 Short Term Insurance

Positives
 

Get Assurant Quote Now

 

Can purchase 1- 12 months of coverage.  You can pay monthly and cancel anytime or you can get a discount and pay all up front, in which case you do not get reimbursed for unused months.  Most popular short term (because you can pay monthly).

 

 

Get Celtic Quote Now

 

Can purchase 1- 6 months of coverage.  You must pay up front and you do not get reimbursed for unused months.

Short Term Insurance DOES NOT have doctor or prescription copays and it does not cover pre-existing conditions.  Everything is applied towards your deductible.  The good news is that it can start as early as 12:01 am tomorrow morning and it costs much less than permanent insurance.

 

Short Term Insurance is meant for people who are:

  - between jobs.

  - waiting for their permanent insurance to start (it takes a minimum of 15 days for permanent

    insurance to start from the day you apply).

  - recent graduates from school/college.

  - waiting for their employer-sponsored coverage to start.

  - temporary or seasonal employees.

 

Eric Ferlito
President, Indep. Advisors

Why Buy From Us?

Independent Advisors vs. Buying Direct

 

Ind

Adv

Dir. 

Direct Prices*

(NC Law)

 

Comparison

Quotes

 

Tips to get the lowest rates*

 

Online Application

 

Insurance Co's Customer Service

Independent

Advisor's

Customer Service

 

*Note: By NC Law our prices are the same as buying direct.  However, we know some tips/secrets that could save you money. We represent you and provide extra services before and after the sale that buying direct can't provide

 

Our Service is Free to You!