AffordableInsuranceNC.com
by Independent Advisors  919-862-0636  or   888-404-9939
 

 Currently our best seller
(because lately they usually are the least expensive company)
 
Plans almost identical to Blue Cross Blue Shield of NC but
usually less expensive.*


** Click Now for Wellpath Instant Online Quote and Application  **

Bottom Line:  If you like BCBSNC's plans but think they cost too much, then try Wellpath.  Their plans are the closest to BCBSNC.

  Other Insurance Companies
 
 (We no longer represent BCBSNC, but we recommend that you get their quote.
We can help you find good agents that do sell BCBSNC)
 

All insurance companies have limitations.  Therefore we strongly suggest that you talk to us first so we can explain the limitations with the quote.  Call now:  919-862-0636 or 888-404-9939

Here are some examples of limitations that some companies have:  (1) Labwork & X-rays not covered with copay, (2) No Wellness visits covered, (3) No prescription coverage, unless you upgrade your policy, (4) no Emergency Room copay benefit, (5) You are only allowed 2 doctor visits per year, (6) etc.  If you understand the limitations and the price is right then you will be happy, but unfortunately many people who buy online don't understand the limitations until it is too late.  A quick call to us can alleviate a lot of frustration.

Money Saving Tip:  It is often financially advantageous to have members of a family covered by different companies.  Call us and we can tell you which companies are less expensive for each family member.  Talking to us can save you a lot of time, frustration and money.  Call today 919-862-0636 or 888-404-9939.

 Testimonial

"While transitioning from full-time employment to part-time and an accompanying return to school, Eric provided outstanding service and advice regarding an individual policy that best suited my needs. He is prompt and exceptionally knowledgeable and I highly recommend his services for those who may be in the market for health insurance."

- Cam Wachtel      

Free Insurance for Kids?

Before you buy insurance for your children from anybody, check here to see if you qualify (income wise) for free or discounted medical insurance from North Carolina.

Do you have a Medical Condition? 

Do you have a minor pre-existing condition like allergies or asthma.  Do you have a major health condition like cancer, heart disease or diabetes?  Click here for more information on how companies treat individuals with health issues.

Frustrated & Confused?

Let us do the searching for you. We can do in a few minutes what it usually takes someone days to figure out by themselves online.  Call us now at 919-862-0636 or 888-404-9939 and we will get you quotes from all the companies and quickly find the best plan for you.

*Wellpath's quotes are usually less expensive than BCBSNC for almost identical plans.  Sometimes they are much less, especially for the lower deductible plans.  Of course there are exceptions, especially 0-1 year olds who are very expensive with Wellpath.  If you have a 0-1 year old then see if you qualify (income wise) for free/discounted insurance for kids through NC or put them on BCBSNC and the rest of the family on Wellpath.  There is no discount by either BCBSNC or Wellpath for keeping the family together with 1 company.  It is often cheaper to split the family into different companies than staying all together.
Eric Ferlito
President
 
Why Buy From Us?

Independent Advisors vs. Buying Direct
Ind. Adv.
 
Direct
Direct Prices*
(NC Law)

Comparison
Quotes
 
Tips to get the
lowest rates
 
 
Online
Application
Insurance Co's
customer service
 
 
Independent
Advisors'
customer service
 
 
**Note: By NC Law our prices are the same as buying direct.  However, we know some tips/secrets that could save you money. We represent you and provide extra services before and after the sale that buying direct can't provide.
Our Service is FREE to You!